body, frame {background-color:#96CAE0; padding:0px}
img {border:0px}

p, td, ul, li, form   { font-family : Book Antiqua, Times, Times New Roman, serif; font-size : 14px; color: #000000; text-align:left}
td {padding:5px; vertical-align:top}
td.navy {background-color:#023976; text-align:center}
table, td {border:solid 1px #023976; border-collapse:collapse}

A:active  {  font-family : Book Antiqua, Times, Times New Roman, serif; font-size : 14px; color: #023976; text-align:left; font-weight:normal; text-decoration:underline}
A:link    {  font-family : Book Antiqua, Times, Times New Roman, serif; font-size : 14px; color: #023976; text-align:left; font-weight:normal; text-decoration:underline}
A:visited {  font-family : Book Antiqua, Times, Times New Roman, serif; font-size : 14px; color: #023976; text-align:left; font-weight:normal; text-decoration:underline}
A:hover   {  font-family : Book Antiqua, Times, Times New Roman, serif; font-size : 14px; color: #FFFFFF; text-align:left; font-weight:normal; text-decoration:underline}
.big, a.big, a.big:hover, a.big:visited, a.big:link {font-size:16px}

A.w:active  { color: #FFFFFF; text-align:left; font-weight:normal; text-decoration:none; font-size:16px}
A.w:link    { color: #FFFFFF; text-align:left; font-weight:normal; text-decoration:none; font-size:16px}
A.w:visited { color: #FFFFFF; text-align:left; font-weight:normal; text-decoration:none; font-size:16px}
A.w:hover   { color: #FFFFFF; text-align:left; font-weight:normal; text-decoration:underline; font-size:16px}


h1 {font-family : Book Antiqua, Times, Times New Roman, serif; font-size : 19px; color: #023976; text-align:left; font-weight:bold;}
h3 {font-family : Book Antiqua, Times, Times New Roman, serif; font-size : 14px; color: #000000; text-align:left; font-weight:bold;}